Financial Solutions

Industrial & MSME Loan Solutions

Expert guidance from project planning to loan disbursement — with full subsidy support under Aatmanirbhar Gujarat Scheme 2022.
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New Industrial Units

Greenfield Industry Finance

Supports entrepreneurs establishing a new manufacturing or industrial unit. Finance covers land, building, machinery, installation, and all project setup expenses.

Tenure5–10 Years
Moratorium6–18 Months
Processing20-45 Days
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Expansion & Modernization

Brownfield Industry Finance

Financial assistance for expansion, modernization, and capacity enhancement of existing industrial units with full government subsidy support.

Tenure5–8 Years
MoratoriumUp to 12 Mo.
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Micro, Small & Medium

MSME Loans

Loans designed for MSMEs to start new businesses, support growth, and handle operational needs — with full benefit of government subsidies.

Amount75–100%
Rate8%–10%
Tenure5–10 Years
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Equipment Finance

Machinery & Equipment Loans

Financing solution for purchasing industrial machinery, equipment, and technology upgrades — for new units or business expansion at best interest rates.

AmountUp to 100%
RateFrom 8%
Tenure5–7 Years
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Working Capital

Cash Credit / Working Capital

credit facility for managing daily operational expenses and maintaining liquidity for smooth business operations with flexible withdrawal.

Based OnTurnover
RenewalYearly
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Collateral Free

CGTMSE Loan

Central Government-backed initiative enabling Micro and Small enterprises to avail collateral-free loans with credit guarantee cover up to ₹10 Crore.

AmountUp to ₹10Cr
Tenure3–7 Years
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Infrastructure

Construction Finance / Builder Finance

Finance also available againt unsold inventory.

Specialized funding with stage-wise disbursement based on construction progress, helping manage project costs and maintain steady cash flow throughout the lifecycle.

Tenure5–10 Years
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Secured Loan

Loan Against Property

A secured loan facility where residential or commercial property is pledged as collateral to avail funds for multiple business or personal purposes.

LTV60–80%
TenureUp to 15 Yrs
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unsecured Loan

Business Loan (BL)

Business Loan is an unsecured loan facility for businessmen, offering a very fast processing and disbursement period.

Tenure3 to 5 years