Smart Financial Advisory for Business Growth Since 2001

Industrial Finance – MSME Loan – State & Central Govt. Subsidy — All Under One Roof

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Since 2001

25+ Years of Experience

About Our Company

Reliable *Solutions for Your Financial Growth

Dinesh J. Shah & Associates (DJS) is a Chartered Accountant–led professional firm based in Ahmedabad, delivering expert financial advisory and business support services across India since 2001.

With 25+ years of excellence, we specialize in Project Finance, Business Loans, Working Capital Solutions, and Government Subsidy Advisory, empowering MSMEs and growing enterprises with structured, result-driven financial strategies.

Having successfully served 1500+ clients across PAN India, our approach focuses on clarity, precision, transparency, and timely execution, ensuring seamless support from planning to final disbursement. We combine deep financial expertise with strong banking and government coordination to deliver reliable outcomes that drive sustainable business growth.

CA Dinesh J. Shah

Founder Partner (F.C.A., D.I.S.A.)

About Our Company

Reliable Solutions for Your Financial Growth

Dinesh J. Shah & Associates (DJS) is a Chartered Accountant–led professional firm based in Ahmedabad, delivering expert financial advisory and business support services across India since 2001.

With 25+ years of excellence, we specialize in Project Finance, Business Loans, Working Capital Solutions, and Government Subsidy Advisory, empowering MSMEs and growing enterprises with structured, result-driven financial strategies.

Having successfully served 1500+ clients across PAN India, our approach focuses on clarity, precision, transparency, and timely execution, ensuring seamless support from planning to final disbursement. We combine deep financial expertise with strong banking and government coordination to deliver reliable outcomes that drive sustainable business growth.

CA Dinesh J. Shah – Founder Partner (F.C.A., D.I.S.A.)

25+ Years in Industrial Finance, MSME Funding & Government Subsidy Advisory

Our Core Services

Expert Financial Advisory,Exceptional Business Results

We deliver end-to-end financial solutions in Industrial Loans, MSME Loans, and Government Subsidy Advisory, helping businesses scale faster with structured planning and smooth execution.

State Government Subsidy Advisory

Maximize your business benefits with complete consultancy & execution support under various State Government incentive schemes.

Aatmanirbhar Subsidy Scheme for MSMEs 2022

  • Capital Subsidy
  • Interest Subsidy
  • SGST Reimbursement Subsidy
  • Power Connection Subsidy
  • Electricity Duty Exemption
  • Exhibition Subsidy
  • Rent Subsidy
  • Other Subsidies

Textile & Garment Subsidy

  • Capital Subsidy
  • Interest Subsidy
  • Power Tariff Subsidy
  • Electricity Duty Exemption
  • Payroll Assistance
  • Assistance to SHG for Job Work
  • Other Subsidies

Gujarat Integrated Logistics and Logistics Park Policy 2021

  • Infrastructure Subsidy
  • Project Incentives
  • Logistics Park Support

Gujarat State Biotechnology Policy 2022–27

  • Capital Assistance
  • R&D Support
  • Patent Reimbursement

Gujarat Electronics Policy 2022–28

  • Investment Incentives
  • Employment Generation Benefits
  • SGST Reimbursement

IT/ITeS Policy (2022-2027)

  • Infrastructure Support
  • Tax Benefits
  • Rental Subsidy

Not Sure Which Loan or Subsidy You Qualify For?

Our Work Process

Simple. Structured. Result-Oriented.

01

Make a Call

Connect with our team and share your business details and requirements.

02

Eligibility Check

We analyze your unit and identify applicable subsidies or financial schemes.

03

Documentation Support

Assistance in preparing project reports, financials, and required documents.

04

Application / Claim Filing

Accurate submission of applications or subsidy claims with full compliance.

05

Follow-up & Liaison

Regular coordination with banks and government departments.

06

Approval & Disbursement

Tracking till final approval and release of benefits.

Our Expert Team

Your Partners in Financial Growth & Precision

Our strength lies in our experienced leadership and dedicated professional team of Chartered Accountants, MBAs, and finance specialists, delivering accurate advisory, structured execution, and result-driven solutions in Loans and Government Subsidy consultancy.
CA Dinesh J Shah

CA Dinesh J. Shah

Founder Partner – F.C.A., D.I.S.A.

CA Lalit Shah

CA Lalit Shah

Partner – F.C.A.

Ujala Shah

Ujala Shah

Head – Loan Department | M.Com

Rajvi Shah

Rajvi Shah

Head – Central Government Subsidy | MBA

Hetal Kadiya

Hetal Kadiya

Head – State Government Subsidy | MBA

Our Expertise Team

Your Partners in Financial Growth & *Precision

Our strength lies in our experienced leadership and dedicated professional team of Chartered Accountants, MBAs, and finance specialists, delivering accurate advisory, structured execution, and result-driven solutions in Loans and Government Subsidy consultancy.
Member

CA Dinesh J. Shah

Founder Partner – F.C.A., D.I.S.A.

Member

CA Lalit Shah

Partner – F.C.A.

Member

Ujala Shah

Head – Loan Department | M.Com

Member

Rajvi Shah

Head – Central Government Subsidy | MBA

Member

Hetal Kadiya

Head – State Government Subsidy | MBA

CA Dinesh J. Shah

Founder Partner – F.C.A., D.I.S.A.

CA Lalit Shah

Partner – F.C.A.

Ujala Shah

Head – Loan Department | M.Com

Rajvi Shah

Head – Central Government Subsidy | MBA

Hetal Kadiya

Head – State Government Subsidy | MBA
Client Testimonials

Trusted by Industry Leaders, Proven by Real Results

Our long-standing client relationships reflect our commitment to excellence, precision, and result-driven financial advisory.

We've been associated with DJS for over 21 years. From our greenfield setup to multiple expansion projects, they have supported us from planning to final execution. We received bank loans and government subsidies in a timely and smooth manner.

Dinesh Rajpurohit Eleanor Industries LLP / Nexa Polypack Pvt. Ltd.

The team is extremely responsive, proactive, and professional. They understand our requirements thoroughly and always strive to deliver the best solutions. We have been associated with them for 15+ years.

Dhara Shah Bisroll Foods / Print N Pack Pvt. Ltd. / Pure Temptation

What makes DJS different is their CA & MBA-qualified in-house expert team. From bank finance planning to government subsidy execution, their follow-ups and documentation support were exceptional. Highly trustworthy, efficient, and professional.

Bhupundersingh B. Banga Banga Iron & Steel Pvt. Ltd.

With DJS, our bank loan and subsidy process was smooth, quick, and stress-free. Their expert guidance and in-house execution made all the difference. A truly professional and dependable team.

Chintan Patel Optima Polyplast

We received timely subsidies for three firms, with complete documentation handling and consistent follow-ups until final credit. For all future projects, DJS will always be our trusted advisory partner.

Neel Shah Indo SMC Pvt. Ltd.

We are extremely grateful to DJS for their expert advice and professional execution. Their responsive team ensured a smooth, transparent, and efficient financial process. Highly recommended.

Manhar Patel Ropana Life Science Pvt. Ltd.

We had no idea about government subsidy eligibility, but DJS helped us secure our loan and multiple Gujarat State subsidies smoothly. They handled everything — paperwork to follow-ups — efficiently and professionally.

Anjana Sanghvi Dharmaji Textiles

Client Testimonials

Trusted by Industry Leaders, Proven by Real Results

Our long-standing client relationships reflect our commitment to excellence, precision, and result-driven financial advisory.

★★★★★

"End-to-End Support for Expansion & Subsidy Success"

We’ve been associated with DJS for over 21 years. From our greenfield setup to multiple expansion projects, they have supported us from planning to final execution. We received bank loans and government subsidies in a timely and smooth manner.

Dinesh Rajpurohit

Eleanor Industries LLP / Nexa Polypack Pvt. Ltd.

★★★★★

"Highly Responsive, Reliable & Professional Team"

The team is extremely responsive, proactive, and professional. They understand our requirements thoroughly and always strive to deliver the best solutions. We have been associated with them for 15+ years.

Dhara Shah

Bisroll Foods / Print N Pack Pvt. Ltd. / Pure Temptation

★★★★★

"Outstanding Financial & Subsidy Advisory Expertise"

What makes DJS different is their CA & MBA-qualified in-house expert team. From bank finance planning to government subsidy execution, their follow-ups and documentation support were exceptional. Highly trustworthy, efficient, and professional.

Bhupundersingh B. Banga

Banga Iron & Steel Pvt. Ltd.

Our Blog

Latest Blog & News For Your Financial *Guide

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SIDBI introduce NEW ARISE scheme for MSME at attractive ROI of 5.50 % to 8.00%

SIDBI INITIATED A NEW LOAN SCHEME (TWARIT)

SIDBI’s NEW STHAPAN Scheme for MSME at attractive ROI of 6.00% to 8.00%.